.credit Domain
Build Trust in the Lending Space
Register your .credit domain from just £83.99/yr. Free DNS management, email forwarding, and 10GB mailbox included with every domain.
What is a .credit domain?
The .credit domain is designed for credit reference agencies, credit repair services, and consumer lending platforms. In an industry where trust matters more than most, having a domain that names your service outright helps set the right tone. Borrowers searching for credit options can identify your site's purpose before they even click.
Who should register .credit?
Credit reference agencies, credit repair specialists, consumer lenders, and credit comparison platforms.
Why choose .credit?
- Names the service in the URL
- Builds borrower confidence
- Clear sector positioning
- Good availability for brand names
Who runs .credit, and since when
Registry data from the .credit delegation record held by IANA, which maintains the internet's root zone. Eligibility comes from the registry's own policy, and the prices are ours.
- Extension type
- Generic (gTLD)
- Registry operator
- Binky Moon, LLC
- The organisation that runs the extension
- In the root zone since
- 2014
- Delegated 24 April 2014
- Who can register
- Open to anyone worldwide, with no FCA authorisation or lending licence check
- Checked against the registry's own policy
- Our price
- £83.99 a year
- Ex VAT. Renews at the same price
What .credit costs, and what the FCA still requires
This is among the most expensive extensions on the site, at roughly eight times what a .co.uk costs each year, and it is worth starting there. Lending businesses are long-lived, domains renew for as long as the company trades, and nobody re-approves that decision annually. Run the figure over ten years before you decide whether the word earns it.
What the money buys is category clarity and nothing else. .credit is operated by Binky Moon for Identity Digital, was delegated in April 2014, and its ICANN agreement carries the Category 1 public interest commitments that apply to regulated sectors. Through your registrar you undertake to comply with applicable laws covering consumer protection, fair lending, debt collection and financial disclosures, and to secure sensitive financial data. Nobody verifies that you hold permission to lend, to broker credit or to give debt advice. The registry does not ask, and its own agreement would stop it refusing you on those grounds.
What does still apply is the law. The FCA regulates financial promotions across consumer credit among other sectors and holds that all financial promotions must be clear, fair and not misleading regardless of the media type, which includes your website. An address ending .credit softens none of that. A domain implying lending permissions you do not hold is a promotions problem before it is ever a domain problem.
Used well, the extension suits a product line rather than a company: a comparison page, a broker brand, a niche lender. Used as the main address by a firm with no permissions, it invites precisely the scrutiny it appears to be courting.
Is .credit the right choice for you?
We would rather sell you the right extension once than the wrong one twice.
.credit works well if
- You are authorised for consumer credit and want a product or brand address that states the category without needing a strapline underneath it.
- You run a comparison or eligibility-checking service, where the word describes the subject rather than claiming a permission you do not hold.
- Your company name is generic, the .com went a decade ago, and the extension supplies meaning the name cannot carry by itself.
- You are launching one product line and want it separate from the parent firm, with its own address and its own search footprint.
Look elsewhere if
- You hold no FCA permissions for credit activity. The registry will sell it to you quite happily, and the regulator will not care that it did.
- Cost matters to you. Roughly eight times a .co.uk, every year, for as long as the business trades and probably longer than you expect.
- Your customers are consumers already anxious about being scammed. An unfamiliar extension on a lending page is a headwind you will pay to overcome.
Lending to UK consumers? A .co.uk carries the local signal and costs a small fraction of this. See .co.uk pricing.
.credit vs .loans: which should you register?
Same registry, near enough the same price, and they are not interchangeable. Credit is the wider word. It covers scores, reports, repair, cards and the whole idea of creditworthiness. Loans is a product, and choosing it commits you to that product.
A credit reference or score-checking service on .loans reads wrong, because the address promises money and the site delivers information. A short-term lender on .credit reads vaguer than it needs to. Match the word to what the visitor is actually going to get when they arrive.
Both carry the same Category 1 obligations, both are open to anyone, and neither says a thing about your FCA permissions. Choose on accuracy rather than on signal.
| .credit | .loans | |
|---|---|---|
| Scope of the word | Scores, reports, cards, repair | One product: borrowing |
| Registry | Binky Moon, for Identity Digital | Binky Moon, for Identity Digital |
| Category 1 commitments | Yes | Yes |
| Permission check | None at registration | None at registration |
| Annual cost | Roughly eight times a .co.uk | Roughly nine times a .co.uk |
.credit domain questions, answered
What people ask us before registering a .credit domain.
Can't find what you're looking for?
Ask us directlyNo, and that gap catches people out. The registry runs .credit as an open extension with no permission check, and its ICANN agreement actually prevents it limiting registrants on identity grounds. What the agreement does require is that you undertake, through your registrar, to comply with applicable laws on consumer protection, fair lending, debt collection and financial disclosures. Whether you need authorisation depends on the activity, not the domain, and the FCA decides that question.
Registry pricing aimed at a sector with money, not anything technical. At roughly eight times a .co.uk you get the same DNS resolution, the same DNSSEC support and the same record types. What differs is the word. That is a legitimate thing to buy, but weigh it across the life of the business rather than the first invoice, because a lender or broker will hold the name for many years and the renewal never gets cheaper.
.loans, if you actually lend. It names the product and sets the right expectation the moment someone reads the address. .credit is broader and fits credit reports, score checking, credit repair, cards and comparison services better than it fits a lender. Both come from the same registry at close to the same price and carry identical obligations, so pick the one that describes what the visitor gets rather than the one that sounds more impressive.
Not by itself, and it can work against you. Consumers looking at credit offers are primed to spot anything unusual, and an extension they have never seen is unusual. Trust in this sector comes from your firm reference number displayed properly, clear representative APR figures, a real address and reviews that check out. Buy .credit for the category clarity if the name needs it, then do the trust work on the page, where it counts.
Included with Your .credit Domain
DNS Management
Full DNS zone editor to manage A, CNAME, MX, TXT, and all record types.
Email Forwarding
Set up professional email addresses and forward to any inbox.
Auto-Renewal
Never lose your domain with automatic renewal protection.
Free 10GB Mailbox
One 10GB mailbox (POP3/IMAP) included with every domain, on any TLD.
Other Financial Domains Extensions
Register your .credit domain today
Secure your .credit domain from just £83.99/yr. Free DNS management, email forwarding, and 10GB mailbox included.
